Free Affordability Tool
Home Affordability & DTI Calculator
Find the home price you can comfortably carry — based on your income, monthly debts and a target debt-to-income ratio, not the maximum a lender will approve.
Comfortable vs. maximum — they’re not the same
A lender will often approve you for more than you actually want to spend. This calculator works backward from a target DTI and your real monthly obligations to a price that fits your life, including taxes and insurance in the math. It’s the number we start from with clients — then we tour homes that fit it.
Educational estimates only — not a loan approval, appraisal, or tax advice. Your Colorado Home Group agents are licensed real estate agents with Keller Williams Realty DTC, not lenders, CPAs, or attorneys. Equal Housing Opportunity.
Keller Williams Realty DTC